Terms and Conditions

Please read these Terms and Conditions carefully before using this website or purchasing our products or services.

Last Updated: August 24, 2026

1. Introduction

Welcome to Crave4Success ("Crave4Success," "we," "our," or "us").

These Terms and Conditions ("Terms") govern your access to and use of Crave4Success.com, including all webpages, digital products, downloadable resources, educational materials, AI-powered tools, newsletters, services, software, content, and any other products or features made available through our website (collectively, the "Services").

These Terms constitute a legally binding agreement between you and Crave4Success.

By accessing, browsing, purchasing from, downloading materials from, registering for an account with, subscribing to, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our:

If you do not agree with these Terms, you must immediately discontinue use of our Services.

IMPORTANT CONSUMER NOTICE

Sections 26 (Assumption of Risk), 32 (Limitation of Liability), and 33 (Indemnification) contain important provisions that may affect your legal rights and allocation of risk. Please read those sections carefully before purchasing or using the Services. Where applicable law requires such provisions to be brought to a consumer's attention conspicuously before a transaction, they are intended to be presented or linked in a manner that permits review before payment or enrollment.

2. Definitions

For the purposes of these Terms:

Account means any user account created to access certain features or Services offered by Crave4Success.

Affiliate Partner means any third party whose products or services we may recommend and from whom we may earn commissions.

Content means all information, text, graphics, videos, images, software, AI-generated responses, audio, documents, downloads, templates, designs, code, trademarks, logos, branding, educational materials, and other materials made available through our Services.

Customer means any person who purchases, downloads, subscribes to, or otherwise accesses our Services.

Digital Products include, but are not limited to:

  • ebooks
  • guides
  • workbooks
  • implementation systems
  • planners
  • templates
  • checklists
  • prompt libraries
  • downloadable files
  • spreadsheets
  • digital bonuses
  • AI-powered resources
  • software tools
  • educational materials

Services means our website, products, software, AI features, educational content, newsletters, digital downloads, memberships, customer portals, and all related offerings.

User, "you," and "your" refer to any visitor, customer, subscriber, purchaser, or person using our Services.

3. Eligibility

By using our Services, you represent and warrant that you are at least eighteen (18) years of age and have reached any higher age of majority required to enter into a binding contract in your jurisdiction.

The Services are not intended for, and may not be purchased from or used by, persons under eighteen (18) years of age.

If you are under eighteen (18), you must not access, register for, purchase, subscribe to, or otherwise use the Services.

You further represent that:

you have the legal capacity to enter into binding contracts;

all information you provide is accurate and truthful;

your use of the Services complies with all applicable laws and regulations.

We reserve the right to refuse, suspend, or terminate access if we reasonably believe these eligibility requirements have not been satisfied.

4. Changes to These Terms

We may revise these Terms from time to time to reflect changes in our Services, applicable laws or regulations, security requirements, customer-protection practices, or business operations.

Non-material, administrative, clarifying, or legally required changes may become effective when posted or on the effective date stated in the updated Terms.

Where a change is material and applicable law requires notice, we will provide reasonable notice through the Website, email, account notice, checkout flow, or another appropriate method before the change takes effect.

A material change will not retroactively alter rights or obligations that accrued before its effective date unless applicable law permits or requires that result. For an existing recurring Service, material changes to price, renewal, cancellation, or other core payment terms will apply prospectively, and we will obtain additional consent where applicable law requires it.

Your continued use of the Services after revised Terms become effective may constitute acceptance only to the extent permitted by applicable law. Where affirmative consent is legally required, continued use alone will not substitute for that consent.

The "Last Updated" date at the top of these Terms indicates when the most recent changes were made. If you do not agree with a revised term, you must discontinue the affected Service and, where applicable, cancel future renewals before they are processed.

5. Accounts and Registration

Certain features of our Services may require you to create an account.

When creating an account, you agree to:

  • provide accurate, complete, and current information;
  • keep your information updated;
  • maintain the confidentiality of your login credentials;
  • promptly notify us of any unauthorized access or suspected security breach.

You are solely responsible for all activity that occurs under your account.

You must not:

  • create an account using false information;
  • impersonate another person;
  • share your login credentials with others;
  • allow unauthorized individuals to access your account;
  • create multiple accounts for fraudulent purposes.

We reserve the right to suspend or terminate accounts that violate these Terms.

6. Purchases and Payment Terms

By purchasing any Digital Product or Service, you agree to pay all applicable fees displayed at checkout.

Prices may change for future purchases without prior notice unless applicable law requires notice. A price change will not retroactively alter the price of an order already completed, except where expressly agreed, required to correct an obvious pricing error in a manner permitted by law, or otherwise required or permitted by applicable law.

Unless otherwise stated:

  • prices are displayed in the currency shown at checkout;
  • applicable taxes may be added where required by law;
  • payment processing is handled by independent third-party payment providers.

We do not store your complete payment card information.

Your payment information is processed securely by our payment processors in accordance with their respective privacy policies and security standards.

You authorize us to rely upon confirmation from our payment processors that payment has been successfully completed before granting access to purchased Digital Products or Services.

If payment:

  • fails,
  • is reversed,
  • is disputed,
  • is charged back,
  • or is otherwise cancelled,

we reserve the right to suspend or revoke access to the purchased Services until the matter has been resolved.

6A. Subscriptions, Memberships, Software Access, and Recurring Billing

Certain Services may be offered on a subscription, membership, software-access, or other recurring-fee basis.

Where recurring billing applies, the billing interval, price, renewal terms, trial terms (if any), and any material cancellation conditions will be disclosed at or before checkout.

By enrolling in a recurring Service, you authorize the applicable payment provider to charge the payment method you provide at each renewal interval until you cancel, except where additional consent is required by applicable law.

Unless otherwise stated at checkout, recurring Services renew automatically for successive billing periods until cancelled.

You may cancel a recurring Service using any cancellation method made available in your account or by contacting support@crave4success.com. To avoid a future renewal charge, cancellation must be completed before the next renewal is processed.

Unless required by applicable law or expressly stated otherwise, cancellation stops future renewals but does not retroactively refund charges already incurred, and access may continue until the end of the then-current paid billing period.

If a recurring payment fails, is reversed, or remains unpaid, we may suspend or terminate access to the affected Service until payment is successfully completed.

Promotional or free-trial periods will convert to paid recurring access only where that conversion and the applicable price were clearly disclosed and any legally required consent was obtained.

Any refund, credit, cancellation, or billing remedy relating to recurring Services is subject to our Refund Policy and any mandatory rights that cannot lawfully be excluded.

7. Digital Product Delivery

Unless otherwise stated, Digital Products are delivered electronically.

Delivery methods may include:

  • download links;
  • customer account access;
  • email delivery;
  • secure portals;
  • online dashboards.

Delivery times may vary depending on:

  • payment verification;
  • technical issues;
  • maintenance;
  • email delivery delays;
  • third-party service interruptions.

It is your responsibility to:

  • provide an accurate email address;
  • ensure your inbox can receive our emails;
  • check spam or junk folders;
  • securely save your purchased files after delivery where downloads are provided.

While we make reasonable efforts to ensure continued access to Digital Products, we do not guarantee perpetual availability of downloads, customer portals, or online access unless expressly stated at the time of purchase.

8. License to Use Digital Products

Subject to your compliance with these Terms and successful payment where applicable, Crave4Success grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use purchased Digital Products solely for your own lawful personal or internal business purposes.

Internal business use permits you to apply the information, systems, templates, prompts, and educational concepts within your own business operations, but it does not permit you to distribute the underlying Crave4Success materials to clients, customers, employees, contractors, organizations, or other third parties unless we expressly authorize that use in writing.

This license does not transfer ownership of any intellectual property rights.

Unless expressly authorized in writing, you may not:

reproduce Digital Products except for reasonable personal backup copies;

distribute Digital Products;

resell Digital Products;

sublicense Digital Products;

lease or lend Digital Products;

publicly display or publicly perform Digital Products;

modify or adapt Digital Products for resale, redistribution, white-labeling, client delivery, or other commercial distribution;

upload Digital Products to file-sharing websites or shared repositories;

share download links, access credentials, or copies with others;

provide copies to friends, colleagues, clients, customers, employees, contractors, organizations, or other third parties;

include our materials in paid or free memberships, courses, communities, service packages, or client deliverables;

use our Digital Products to train artificial intelligence or machine learning systems unless expressly permitted in writing;

remove copyright notices, proprietary notices, or branding;

claim ownership of any portion of our Digital Products.

Any use beyond the scope of this license is strictly prohibited and may result in suspension or termination of access, revocation of the license, legal action, and any other remedies available under applicable law.

9. Intellectual Property Rights

All Content made available through our Services, including but not limited to:

  • trademarks;
  • logos;
  • brand names;
  • graphics;
  • website design;
  • software;
  • AI systems;
  • prompts;
  • ebooks;
  • guides;
  • implementation systems;
  • workbooks;
  • templates;
  • videos;
  • audio;
  • downloads;
  • educational materials;
  • text;
  • databases;
  • source code (where applicable); and
  • all related intellectual property,

is owned by Crave4Success or licensed to us and is protected by applicable intellectual property, copyright, trademark, trade secret, and other proprietary rights.

Except for the limited license expressly granted in these Terms, no rights, title, or interest in any Content are transferred to you.

All rights not expressly granted are reserved by Crave4Success.

10. Unauthorized Use and Anti-Piracy

Protecting our intellectual property is essential to maintaining the quality and sustainability of our Services.

You agree that you will not directly or indirectly:

  • upload our Digital Products to file-sharing websites;
  • distribute copies through email, cloud storage, or messaging platforms;
  • share customer download links;
  • sell or give away our products;
  • reproduce substantial portions of our Content;
  • create derivative commercial products based on our materials;
  • bypass security measures protecting our Services;
  • scrape, harvest, or extract Content using automated tools;
  • reverse engineer software or AI systems where prohibited by law;
  • assist others in violating these Terms.

We actively monitor unauthorized distribution of our intellectual property.

Where permitted by law, we reserve the right to investigate suspected infringement and pursue appropriate remedies, including suspension of access, termination of licenses, and legal action.

11. Acceptable Use of the Services

You agree to access and use the Services only for lawful purposes and in accordance with these Terms.

You must not use the Services in any manner that could damage, disable, overburden, impair, or interfere with the proper functioning, security, or availability of the Services or the experience of other users.

Without limitation, you agree that you will not:

  • violate any applicable law, regulation, or third-party right;
  • use the Services for fraudulent, deceptive, unlawful, or harmful activities;
  • engage in harassment, abuse, intimidation, or threatening conduct toward others;
  • upload, transmit, or distribute viruses, malware, ransomware, spyware, or other malicious code;
  • interfere with or disrupt the security or operation of our website, servers, or networks;
  • attempt to gain unauthorized access to any part of the Services or related systems;
  • bypass or circumvent security features or access restrictions;
  • use automated tools, bots, scripts, spiders, crawlers, or scraping technologies to access or collect data from the Services without our prior written permission;
  • reproduce or exploit the Services for commercial purposes except as expressly authorized;
  • impersonate another person or misrepresent your identity;
  • submit false or misleading information;
  • engage in any activity that places an unreasonable load on our infrastructure.

We reserve the right to investigate suspected violations and to suspend or terminate access where appropriate.

12. AI Tools and Artificial Intelligence Services

Certain Services may incorporate artificial intelligence ("AI") technologies, machine learning systems, automated assistants, chatbots, prompt generators, recommendation engines, or similar technologies.

AI-generated content is designed to assist users but should not be considered a substitute for independent judgment or professional advice.

You acknowledge and agree that:

  • AI-generated outputs may contain inaccuracies, omissions, outdated information, or errors;
  • AI responses may vary over time even when similar prompts are used;
  • AI outputs are generated algorithmically and may not always reflect the views of Crave4Success;
  • you remain solely responsible for evaluating and verifying any information generated by AI before relying upon or implementing it.

Unless expressly stated otherwise, AI-generated content is provided for informational and educational purposes only.

Crave4Success does not warrant that AI-generated outputs will be:

  • accurate;
  • complete;
  • reliable;
  • suitable for your intended purpose;
  • legally compliant;
  • free from bias or errors.

13. Permitted Use of AI Services

Where AI-powered Services are provided, you may use them solely for your own lawful personal or internal business purposes.

You must not:

  • use AI Services to generate unlawful, fraudulent, defamatory, discriminatory, or abusive content;
  • attempt to discover confidential prompts, system instructions, or proprietary model configurations;
  • reverse engineer or attempt to recreate our AI systems;
  • use AI outputs in violation of applicable law;
  • use our AI Services to infringe intellectual property rights;
  • interfere with the operation or security of AI systems;
  • use automated methods to extract prompts, outputs, datasets, or system architecture.

We reserve the right to monitor usage patterns to protect our Services and enforce these Terms.

14. Educational Content

Our Services are intended to provide educational information designed to assist users in learning about business, entrepreneurship, productivity, technology, artificial intelligence, digital marketing, online income opportunities, and related subjects.

Educational content is not tailored to your individual circumstances.

You acknowledge that:

  • educational materials are general in nature;
  • strategies that work for one individual may not produce the same results for another;
  • implementation decisions remain entirely your responsibility.

Nothing contained within our Services creates any professional relationship between you and Crave4Success.

15. User-Generated Content

Certain Services may permit users to submit comments, reviews, testimonials, feedback, questions, suggestions, images, or other materials ("User Content").

You retain ownership of any User Content that you lawfully submit.

However, by submitting User Content, you grant Crave4Success a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, sublicensable license to:

  • use;
  • reproduce;
  • publish;
  • display;
  • distribute;
  • modify;
  • adapt;
  • translate;
  • create derivative works from;
  • publicly perform;
  • publicly display,

your User Content in connection with operating, improving, marketing, promoting, and providing the Services.

You represent and warrant that:

  • you own or have the necessary rights to submit the User Content;
  • your submission does not infringe any third-party rights;
  • your submission does not violate applicable laws.

We reserve the right, but are not obligated, to remove User Content at our sole discretion.

16. Feedback and Suggestions

We welcome ideas, suggestions, recommendations, comments, and feedback regarding our Services.

Unless otherwise agreed in writing, any feedback voluntarily submitted becomes non-confidential.

You acknowledge that Crave4Success may use, modify, implement, or commercialize such feedback without restriction or compensation to you.

17. Testimonials and Reviews

From time to time, we may publish customer testimonials, consumer reviews, endorsements, case studies, screenshots, or success stories. Any testimonial, endorsement, or review that we publish or disseminate as authentic is intended to reflect the genuine experience, opinion, or belief of the person identified, and must not be false or misleading.

Individual experiences differ, and a testimonial or success story does not guarantee that you or any other person will achieve the same or similar outcome. Results may depend on experience, effort, market conditions, skills, resources, consistency, and individual circumstances.

Where a testimonial or endorsement communicates a specific earnings, performance, or results claim that is not generally expected, we will provide any disclosure or substantiation required by applicable advertising law in connection with the claim. A generic statement such as "results may vary" is not intended to replace a more specific disclosure where the law requires one.

Crave4Success does not knowingly create, purchase, procure, or disseminate fake or false consumer reviews or testimonials; present AI-generated or fictional reviews as authentic customer experiences; condition compensation or incentives on a review expressing a particular positive or negative sentiment; misrepresent a company-controlled review source as independent; improperly suppress truthful negative reviews; or present insider reviews as independent consumer opinions without any disclosure required by law.

If an incentive, discount, complimentary access, affiliate relationship, employment relationship, ownership interest, or other material connection exists and disclosure is required by applicable law, we will seek to disclose that connection clearly and conspicuously.

We may edit a testimonial for grammar, spelling, formatting, length, or clarity, provided the edit does not materially alter the reviewer's meaning, experience, or opinion.

18. Email Communications

Crave4Success may send electronic communications reasonably necessary to provide, administer, secure, and support the Services.

Service-related communications may include order confirmations, receipts, download or access information, account notices, security alerts, customer-support responses, important product or service updates, and legal or policy notices.

We may also send newsletters, educational content, product announcements, promotions, special offers, surveys, and affiliate recommendations where you have opted in, otherwise consented where consent is required, or where another lawful basis permits such communications.

Purchasing a product, downloading a free resource, creating an account, or registering for a Service does not by itself constitute consent to promotional marketing where applicable law requires separate consent.

You may unsubscribe from promotional communications at any time by using the unsubscribe mechanism included in the communication or by contacting us.

Unsubscribing from promotional marketing does not prevent us from sending service-related or legally required communications concerning purchases, accounts, security, support, or legal notices where permitted by law.

Our handling of personal information for communications and marketing is further described in our Privacy Policy.

19. Affiliate Relationships

Some links contained within our Services may be affiliate links.

If you purchase products or services through these links, Crave4Success may receive a commission or other compensation at no additional cost to you.

Our participation in affiliate programs does not increase the price you pay.

Although we may recommend products or services that we believe may be valuable, you remain solely responsible for evaluating whether any recommendation is appropriate for your individual circumstances.

Crave4Success makes no representation or warranty regarding products, services, or information provided by third-party companies.

20. Third-Party Services

The Services may integrate with or link to third-party websites, platforms, applications, payment processors, hosting providers, AI providers, analytics services, advertising networks, or other independent providers.

Such third-party services are governed by their own terms, privacy policies, and operating practices.

Crave4Success does not control and is not responsible for:

  • third-party content;
  • availability;
  • security;
  • performance;
  • pricing;
  • business practices;
  • privacy practices.

Your interactions with third-party providers are solely between you and the applicable provider.

21. Promotional Offers

From time to time we may provide:

  • discounts;
  • promotional pricing;
  • coupon codes;
  • bonuses;
  • limited-time offers;
  • free resources.

Unless expressly stated otherwise:

  • promotional offers cannot be combined;
  • promotional offers have no cash value;
  • promotional offers may be modified or withdrawn at any time;
  • expired offers will not be honored.

We reserve the right to cancel promotions where fraud, abuse, or technical errors are suspected.

22. Future Services

As our business evolves, we may introduce additional Services including:

  • memberships;
  • subscription services;
  • online communities;
  • coaching;
  • software applications;
  • mobile applications;
  • AI platforms;
  • premium educational programs;
  • certification programs;
  • customer portals.

Unless separate terms expressly apply, such Services shall also be governed by these Terms.

23. Reservation of Rights

Except for the limited rights expressly granted to you under these Terms, Crave4Success reserves all rights, title, and interests in and to the Services, including all present and future intellectual property rights.

Nothing contained in these Terms shall be interpreted as granting any ownership interest, license, or other right except where expressly provided.

24. No Earnings, Income, or Results Guarantee

Crave4Success provides educational content, digital products, tools, resources, and information intended to support learning, skill development, and informed decision-making.

We do not guarantee that you will achieve any particular:

  • income;
  • financial result;
  • business success;
  • employment opportunity;
  • sales performance;
  • customer acquisition;
  • return on investment;
  • productivity improvement; or
  • other outcome.

Any examples of earnings, testimonials, case studies, success stories, or results presented through our Services are provided solely for illustrative purposes.

Such examples do not represent typical results and should not be interpreted as promises or guarantees of future performance.

Your success depends upon numerous factors outside our control, including but not limited to:

  • your experience;
  • skills;
  • education;
  • effort;
  • consistency;
  • available resources;
  • business decisions;
  • market conditions;
  • competition;
  • economic circumstances;
  • technological changes; and
  • other factors unique to your situation.

You accept full responsibility for evaluating whether any strategy, recommendation, or educational material is appropriate for your individual circumstances.

25. Professional Advice Disclaimer

All information provided through the Services is intended solely for educational and informational purposes.

Nothing contained within the Services constitutes or should be interpreted as:

  • legal advice;
  • financial advice;
  • investment advice;
  • accounting advice;
  • tax advice;
  • medical advice;
  • psychological advice;
  • employment advice;
  • professional consulting services; or
  • any other regulated professional advice.

You should consult appropriately qualified professionals before making decisions involving legal, financial, tax, investment, employment, medical, or other professional matters.

Your reliance upon any information provided through the Services is entirely at your own risk.

26. Assumption of Risk

By using the Services, you acknowledge that every business, financial, educational, and entrepreneurial activity involves inherent risks.

You voluntarily assume all risks associated with:

  • implementing ideas presented within our Services;
  • starting or operating a business;
  • purchasing products or services recommended through our educational materials;
  • relying upon AI-generated information;
  • using digital tools;
  • participating in online income opportunities.

Crave4Success shall not be responsible for decisions you make based upon information provided through the Services.

This Section applies only to risks that may lawfully be assumed by a user. It does not transfer to you, waive, or exclude any responsibility, statutory duty, defective-performance liability, fraud, gross negligence, or other obligation that applicable law does not permit Crave4Success to shift, disclaim, or exclude.

27. Independent Decision-Making

You acknowledge that you are solely responsible for:

  • evaluating information;
  • verifying facts;
  • conducting independent research;
  • seeking professional advice where appropriate;
  • making your own decisions.

Nothing contained within our Services should be interpreted as requiring or directing you to undertake any specific course of action.

28. Digital Product Compatibility

You are responsible for ensuring that your device, software, internet connection, and operating environment are compatible with the Digital Products or Services before making a purchase.

Unless expressly stated otherwise, we do not warrant compatibility with:

  • every device;
  • every browser;
  • every operating system;
  • third-party software;
  • future software updates.

Minor formatting or display differences may occur depending upon your device or software.

29. Website Availability

We strive to maintain reliable access to the Services.

However, we do not guarantee that the Services will always be:

  • available;
  • uninterrupted;
  • secure;
  • error-free;
  • compatible with every device;
  • free from delays.

Access may be interrupted due to:

  • scheduled maintenance;
  • emergency maintenance;
  • software updates;
  • hosting issues;
  • internet failures;
  • cyberattacks;
  • acts of third parties;
  • events beyond our reasonable control.

We reserve the right to suspend, modify, discontinue, or remove any portion of the Services at any time without liability.

30. Security

Although we implement reasonable administrative, technical, and organizational safeguards designed to protect our Services, no website, software platform, or electronic transmission can be guaranteed to be completely secure.

Accordingly, you acknowledge that:

  • internet communications may be intercepted;
  • unauthorized access may occur despite reasonable safeguards;
  • electronic systems may experience failures or vulnerabilities.

You are responsible for maintaining the security of your own devices, passwords, networks, and accounts.

31. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, statutory, or otherwise.

Without limitation, Crave4Success expressly disclaims all warranties relating to:

  • merchantability;
  • fitness for a particular purpose;
  • title;
  • non-infringement;
  • uninterrupted availability;
  • accuracy;
  • completeness;
  • reliability;
  • timeliness;
  • performance;
  • compatibility;
  • security;
  • freedom from viruses or other harmful components.

We do not warrant that:

  • the Services will satisfy your expectations;
  • defects will be corrected;
  • information will always remain current;
  • AI-generated outputs will be accurate;
  • downloads will remain permanently available;
  • Services will operate without interruption.

Your use of the Services is entirely at your own risk.

32. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CRAVE4SUCCESS, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, SERVICE PROVIDERS, SUCCESSORS, ASSIGNS, AND REPRESENTATIVES (COLLECTIVELY, THE "CRAVE4SUCCESS PARTIES") SHALL HAVE NO MONETARY LIABILITY WHATSOEVER TO YOU OR ANY THIRD PARTY FOR ANY CLAIM, LOSS, DAMAGE, COST, EXPENSE, COMPENSATION, RESTITUTION, OR OTHER MONETARY REMEDY ARISING OUT OF OR RELATING TO THE SERVICES, YOUR USE OF OR INABILITY TO USE THE SERVICES, OR ANY PRODUCT, CONTENT, INFORMATION, RECOMMENDATION, AI OUTPUT, THIRD-PARTY SERVICE, OR TRANSACTION ASSOCIATED WITH THE SERVICES, EXCEPT TO THE EXTENT SUCH LIABILITY CANNOT LAWFULLY BE EXCLUDED.

WITHOUT LIMITING THE FOREGOING, TO THE FULLEST EXTENT PERMITTED BY LAW, THE CRAVE4SUCCESS PARTIES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR NOMINAL DAMAGES; LOSS OF PROFITS, REVENUE, INCOME, BUSINESS, OPPORTUNITY, CUSTOMERS, GOODWILL, ANTICIPATED SAVINGS, OR DATA; BUSINESS INTERRUPTION; CORRUPTION OF FILES; REPUTATIONAL HARM; COST OF SUBSTITUTE SERVICES; OR ANY SIMILAR COMMERCIAL, FINANCIAL, PERSONAL, OR ECONOMIC LOSS.

These exclusions apply regardless of the legal or equitable theory asserted, including contract, tort (including negligence where permitted by law), strict liability, statute, restitution, misrepresentation, or otherwise, and even if a Crave4Success Party has been advised of the possibility of the loss.

WHERE APPLICABLE LAW PROHIBITS COMPLETE EXCLUSION OR LIMITATION OF A PARTICULAR LIABILITY OR MONETARY REMEDY, NOTHING IN THESE TERMS EXCLUDES OR LIMITS THAT LIABILITY OR REMEDY TO THE EXTENT THE PROHIBITION APPLIES. NO CRAVE4SUCCESS PARTY VOLUNTARILY ASSUMES ANY LIABILITY, REFUND, COMPENSATION, RESTITUTION, OR OTHER MONETARY OBLIGATION BEYOND WHAT MANDATORY APPLICABLE LAW EXPRESSLY REQUIRES.

For avoidance of doubt, this Section does not remove or restrict any non-waivable refund right, cancellation right, statutory remedy, consumer protection, or liability that applicable law expressly prohibits us from excluding or limiting. Any mandatory right or remedy applies according to the applicable law and only to the extent that law requires.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

33. Indemnification

You agree to defend, indemnify, and hold harmless Crave4Success and its owners, directors, employees, contractors, affiliates, licensors, successors, assigns, and representatives from and against any claims, actions, proceedings, liabilities, damages, judgments, settlements, losses, costs, expenses, and reasonable legal fees arising out of or relating to:

  • your breach of these Terms;
  • your misuse of the Services;
  • your violation of applicable law;
  • infringement of intellectual property rights;
  • User Content submitted by you;
  • your negligent or wrongful conduct.

This obligation survives termination of these Terms.

This indemnity applies only to the fullest extent permitted by applicable law. It does not require a consumer to indemnify any Crave4Success Party for that party's own fraud, willful misconduct, gross negligence, defective performance, breach of a non-waivable statutory duty, or any liability that applicable law prohibits us from transferring to the consumer.

34. Suspension and Termination

We reserve the right, at our sole discretion and without prior notice where permitted by law, to suspend, restrict, disable, or terminate your access to any portion of the Services if we reasonably believe that you have:

  • violated these Terms;
  • engaged in fraudulent activity;
  • infringed intellectual property rights;
  • attempted unauthorized access;
  • abused our Services;
  • interfered with the security or operation of the Services;
  • engaged in conduct that may expose Crave4Success or other users to harm or legal liability.

Termination of access does not affect any accrued rights, obligations, or remedies existing prior to termination.

35. Effect of Termination

Upon termination:

  • all licenses granted under these Terms immediately cease;
  • you must stop using the affected Services;
  • you must permanently delete any unauthorized copies of our Digital Products;
  • provisions intended to survive termination shall remain in effect.

Termination does not relieve either party of obligations that accrued before termination.

36. Refund Policy

Purchases of products or Services sold directly by Crave4Success are subject to our separate Refund Policy, which forms an integral part of these Terms. Purchases completed with independent third-party merchants through affiliate links are governed by the merchant's own refund, cancellation, and billing terms.

By purchasing any Digital Product or Service, you acknowledge that you have read and agree to the applicable Refund Policy before completing your purchase.

In the event of any inconsistency between these Terms and the Refund Policy regarding refunds, cancellations, or returns, the Refund Policy shall govern those specific matters.

37. Privacy Policy

Your privacy is important to us.

Our collection, use, storage, disclosure, and protection of personal information are governed by our separate Privacy Policy, which is incorporated into these Terms by reference.

By using the Services, you acknowledge that you have read and understood our Privacy Policy.

38. Force Majeure

Crave4Success shall not be liable for any delay, interruption, failure, or inability to perform any obligation under these Terms where such delay or failure results from circumstances beyond our reasonable control.

Such circumstances include, but are not limited to:

  • natural disasters;
  • floods;
  • earthquakes;
  • fires;
  • pandemics;
  • epidemics;
  • governmental actions;
  • changes in applicable law;
  • war;
  • terrorism;
  • civil unrest;
  • labor disputes;
  • utility failures;
  • internet outages;
  • hosting failures;
  • cyberattacks;
  • denial-of-service attacks;
  • third-party service interruptions;
  • payment processor failures;
  • telecommunications failures; or
  • any other event beyond our reasonable control.

During such events, our obligations shall be suspended only for the duration reasonably necessary to address the affected circumstances.

39. International Users

Our Services are operated from Nigeria but may be accessed from countries around the world.

If you access the Services from outside Nigeria, you do so voluntarily and are responsible for complying with all laws applicable within your jurisdiction.

You acknowledge that certain products, services, or features may not be available in every country due to legal, regulatory, or operational restrictions.

Nothing contained within these Terms shall be interpreted as representing that the Services are appropriate or lawful for use in every jurisdiction.

40. Export Compliance

You agree not to access, use, export, re-export, transfer, or make available any part of the Services in violation of applicable export control laws, sanctions, or trade restrictions.

Where applicable, you represent that you are not located in a country or territory subject to comprehensive trade restrictions that would prohibit your lawful use of the Services.

41. Electronic Communications

By using the Services or communicating with us electronically, you consent to receive communications from Crave4Success electronically.

Electronic communications may include:

  • emails;
  • notices;
  • invoices;
  • receipts;
  • disclosures;
  • policy updates;
  • legal notices;
  • customer support responses.

You agree that electronic communications satisfy any legal requirement that such communications be in writing, except where applicable law requires otherwise.

42. Notices

Unless otherwise required by law, notices to Crave4Success should be sent to the contact details published on our website.

We may provide notices to you by:

  • email;
  • website notification;
  • account notification (where applicable);
  • publication on our website.

A notice shall be deemed received:

  • immediately upon publication on the website where appropriate;
  • when transmitted electronically without indication of delivery failure; or
  • when otherwise reasonably expected to have been received.

43. Governing Law

These Terms and any dispute, claim, or controversy arising out of or relating to the Services shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

Nothing in these Terms limits any mandatory consumer rights that may apply under the laws of your country of residence where such rights cannot lawfully be excluded.

44. Dispute Resolution

We encourage users to contact us first to attempt to resolve any concern or dispute informally before initiating formal legal proceedings.

If a dispute cannot be resolved through good-faith discussions within a reasonable period, either party may pursue any remedy available under applicable law before the courts of competent jurisdiction in Nigeria, unless mandatory consumer protection laws require otherwise.

Nothing in these Terms prevents either party from seeking urgent injunctive or equitable relief where necessary to protect intellectual property rights, confidential information, or other legal interests.

45. Severability

If any provision of these Terms is determined by a court or other competent authority to be unlawful, invalid, or unenforceable, that provision shall be enforced to the maximum extent permitted by law.

The remaining provisions shall continue in full force and effect and shall not be affected by the invalidity or unenforceability of any individual provision.

46. Waiver

No failure or delay by Crave4Success in exercising any right, remedy, or provision under these Terms shall operate as a waiver of that right or remedy.

Any waiver shall be effective only if made expressly in writing and signed by an authorized representative of Crave4Success.

A waiver of one breach shall not constitute a waiver of any subsequent breach.

47. Assignment

You may not assign, transfer, delegate, sublicense, or otherwise dispose of your rights or obligations under these Terms without our prior written consent.

Crave4Success may assign, transfer, or delegate its rights and obligations under these Terms without restriction in connection with:

  • a merger;
  • acquisition;
  • sale of assets;
  • restructuring;
  • corporate reorganization; or
  • transfer of ownership of the business.

These Terms shall bind and benefit the parties and their respective successors and permitted assigns.

48. Survival

The following provisions shall survive termination or expiration of these Terms to the extent necessary to give them continuing effect:

  • Intellectual Property Rights;
  • License Restrictions;
  • Anti-Piracy;
  • Payment Obligations;
  • Indemnification;
  • Disclaimer of Warranties;
  • Limitation of Liability;
  • Governing Law;
  • Dispute Resolution;
  • Confidentiality obligations (if applicable);
  • any provision which by its nature is intended to survive termination.

49. No Partnership or Agency

Nothing contained in these Terms creates or shall be interpreted as creating:

  • a partnership;
  • joint venture;
  • agency relationship;
  • employment relationship;
  • fiduciary relationship

between you and Crave4Success.

Each party acts solely as an independent contracting party.

50. Entire Agreement

These Terms, together with our:

constitute the entire agreement between you and Crave4Success regarding your access to and use of the Services.

They supersede all prior or contemporaneous understandings, agreements, communications, and representations relating to the same subject matter.

51. Changes to the Services

We continually improve and evolve our Services.

Accordingly, we reserve the right to:

  • modify;
  • update;
  • discontinue;
  • replace;
  • suspend; or
  • remove

any feature, functionality, product, Service, or content at any time without prior notice where reasonably necessary.

Nothing in these Terms obligates Crave4Success to continue offering any particular Service indefinitely.

52. Contact Information

If you have questions regarding these Terms or wish to contact us concerning any legal matter, please contact:

Crave4Success

Festac town, Lagos, Nigeria

Website: https://www.crave4success.com

Email: support@crave4success.com

We will make reasonable efforts to respond to legitimate inquiries within a reasonable period.

Final Provision

By accessing or using the Services, you acknowledge that you have carefully read these Terms and Conditions, understand them, and agree to be legally bound by them.

If you do not agree with these Terms, you must immediately discontinue use of the Services.

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